Terms of Service

Effective Date: June 23, 2025

Welcome to Fairdoc. These Terms of Service ("Terms") govern your access to and use of Fairdoc’s services, including our website, applications, and tools (“Services”). By accessing or using Fairdoc, you agree to be bound by these Terms.

1. Use of Our Services

You may use our Services only in compliance with these Terms and all applicable laws. You may not misuse our Services, interfere with their normal operation, or access them using a method other than the interface and instructions provided by Fairdoc.

2. Medical Information Disclaimer

Fairdoc does not provide medical, legal, or financial advice. Any content provided through our Services is for informational purposes only and does not substitute professional advice. Always consult a qualified professional for questions about your care or billing.

3. Account Registration

Some features may require account creation. You are responsible for maintaining the confidentiality of your account and password and for all activities under your account.

4. Data Ownership and License

You retain ownership of the data you upload. By submitting data to Fairdoc (such as an Explanation of Benefits), you grant us a limited license to use, process, and analyze that data solely to provide the Services to you.

5. Prohibited Activities

You agree not to:

  • Upload false, misleading, or fraudulent information

  • Access or attempt to access another user’s account

  • Reverse engineer, scrape, or replicate our platform without permission

6. Termination

We reserve the right to suspend or terminate your access to our Services if you violate these Terms or use the Services in a way that may harm Fairdoc, its users, or others.

7. Disclaimers and Limitation of Liability

Our Services are provided “as is.” We disclaim all warranties, express or implied. Fairdoc is not liable for any damages resulting from the use of our Services, including inaccuracies in rate data or billing errors from third parties.

8. Governing Law

These Terms are governed by the laws of the State of [Insert State], without regard to conflict of laws principles.